Schemes and opportunities
Support worth checking
Government and industry schemes in plain language. Each one says who should check it and links to the official source. Only the official source can confirm whether you qualify.
50 schemesChecking a scheme does not mean you qualify.
- Get a business loan without offering collateralCGTMSE credit guaranteeWho should check: Micro and small units taking a term loan or working capitalSource: cgtmse.inVerified 23 Oct 2026
- Get your factory rated on quality, with part of the cost coveredMSME Sustainable (ZED) CertificationWho should check: Manufacturers with Udyam registrationSource: zed.msme.gov.inVerified 23 Oct 2026
- Expert help to reduce waste on the shop floorMSME Champions: Lean ManufacturingWho should check: Units ready to change how work is done on the floorSource: lean.msme.gov.inAwaiting verification
- Sell to government buyers onlineGovernment e-Marketplace (GeM)Who should check: Units that can supply to government departments and PSUsSource: gem.gov.inVerified 23 Oct 2026
- Shared testing, tooling and common facilities for your clusterMSE Cluster Development ProgrammeWho should check: Groups of small units in the same industry and areaSource: champions.gov.inVerified 23 Oct 2026
- Training and precision tooling from government tool roomsMSME Technology CentresWho should check: Units needing trained staff, dies, moulds or testingSource: cttc.gov.inVerified 23 Oct 2026
- Get paid early on invoices raised to large buyersTReDS invoice discountingWho should check: Units supplying to large companies or PSUs on creditSource: rbi.org.inVerified 23 Oct 2026
- Support towards stipends for apprentices you trainNational Apprenticeship Promotion SchemeWho should check: Units that want to train new workers on the jobSource: apprenticeshipindia.gov.inAwaiting verification
- Margin money support to set up a new unitPMEGPWho should check: People setting up a new micro unitSource: pmegp.msme.gov.inAwaiting verification
- Support for trade fairs, buyer-seller meets and delegations abroadMarket Access Initiative (now Market Access Support)Who should check: Exporters, through export promotion councils and other organising agenciesSource: dgft.gov.inVerified 23 Oct 2026
- Cheaper rupee credit before and after you shipInterest subvention on export credit (Export Promotion Mission)Who should check: Micro, small and medium exporters, manufacturers and merchants, for goods on the notified listSource: dgft.gov.inVerified 23 Oct 2026
- A guarantee for export loans when you have no collateral to offerCollateral support for export credit (Export Promotion Mission)Who should check: Micro, small and medium exporters of goods on the notified listSource: dgft.gov.inVerified 23 Oct 2026
- Subsidies, duty relief and performance grants for manufacturing MSMEs, set by taluka groupMaharashtra Industries, Investment and Services Policy 2025Who should check: Manufacturing micro, small and medium units in Maharashtra, with plant and machinery up to ₹2.5 crore (micro), ₹25 crore (small) and ₹125 crore (medium)Source: industry.maharashtra.gov.inVerified 24 Oct 2026
- Capital, interest and power tariff support for MSMEs in Gujarat, with extra help for thrust sectorsGujarat industrial policy and MSME assistanceWho should check: New manufacturing MSMEs in Gujarat, and existing ones that expand or diversify, with plant and machinery up to ₹2.5 crore (micro), ₹25 crore (small) and ₹125 crore (medium)Source: msmec.gujarat.gov.inVerified 24 Oct 2026
- The free registration that most MSME schemes and protections ask for firstUdyam RegistrationWho should check: Any manufacturing or service business within the micro, small or medium limitsSource: udyamregistration.gov.inVerified 22 Oct 2026
- A remedy when a buyer pays a micro or small supplier lateMSME delayed payment protectionWho should check: Micro and small enterprises with a valid Udyam registration that supply goods or servicesSource: odr.msme.gov.inVerified 22 Oct 2026
- A share of central government buying is set aside for small suppliersPublic Procurement Policy for Micro and Small EnterprisesWho should check: Micro and small enterprises that sell to central ministries and public sector companiesSource: msme.gov.inVerified 22 Oct 2026
- Easier entry to government purchase tendersNSIC Single Point RegistrationWho should check: Micro and small manufacturers that want to supply government departmentsSource: nsic.co.inVerified 22 Oct 2026
- Finance to buy raw material for a government orderNSIC Raw Material AssistanceWho should check: Micro and small manufacturers with an order or a regular need for raw materialSource: nsic.co.inVerified 22 Oct 2026
- A loan for a small business without a large projectMUDRA loans (PMMY)Who should check: Small and micro businesses, including manufacturers, that need a loan to start or growSource: mudra.org.inVerified 22 Oct 2026
- Skills, tools and low-cost credit for artisans and craftspeoplePM VishwakarmaWho should check: Artisans and craftspeople in the trades the scheme lists, working with their hands and toolsSource: pmvishwakarma.gov.inVerified 22 Oct 2026
- Free or low-cost training to start or run a small businessEntrepreneurship and skill development programmes (MSME)Who should check: People starting a business and owners who want to train themselves or their staffSource: dcmsme.gov.inVerified 22 Oct 2026
- Get back some taxes and duties that exporting does not otherwise refundRoDTEP (remission of duties and taxes on exports)Who should check: Manufacturers and merchants that export goods the scheme coversSource: dgft.gov.inVerified 22 Oct 2026
- Import machinery with no customs duty, in return for exportingEPCG (export promotion capital goods)Who should check: Manufacturers that export, or will, and need machinery from abroadSource: dgft.gov.inVerified 22 Oct 2026
- Import raw material without duty to make goods you exportAdvance AuthorisationWho should check: Manufacturer exporters that import inputs for the goods they exportSource: dgft.gov.inVerified 22 Oct 2026
- Recognition that opens the startup schemesStartup India (DPIIT recognition)Who should check: New companies and LLPs that are building something new and meet the definition of a startupSource: startupindia.gov.inVerified 22 Oct 2026
- Capital subsidy and interest support for MSMEs in Tamil NaduTamil Nadu MSME Policy 2021 incentivesWho should check: New and expanding micro, small and medium units in Tamil NaduSource: msmeonline.tn.gov.inVerified 24 Oct 2026
- Capital subsidy, stamp duty and power support for MSMEs in KarnatakaKarnataka Industrial Policy 2025-30: MSME incentivesWho should check: Micro, small and medium units investing in KarnatakaSource: industries.karnataka.gov.inVerified 24 Oct 2026
- Investment subsidy, tax refund and interest support for MSMEs in TelanganaTelangana MSME Policy 2024 incentive schemeWho should check: New and expanding micro, small and medium units in Telangana, outside Greater Hyderabad except in its industrial estatesSource: industries.telangana.gov.inVerified 24 Oct 2026
- Capital subsidy, power and tax support for MSMEs in Andhra PradeshAndhra Pradesh MSME and Entrepreneur Development Policy 4.0 (2024-29)Who should check: New and expanding micro, small and medium units in Andhra PradeshSource: apmsmeone.ap.gov.inVerified 24 Oct 2026
- Capital subsidy, cheaper loans and duty relief for MSMEs in KeralaKerala Industrial Policy 2023: MSME incentivesWho should check: Micro, small and medium units in Kerala, in the priority sectors the policy namesSource: kriis.kerala.gov.inVerified 24 Oct 2026
- Larger capital subsidy for MSMEs chosen to grow to ₹100 crore turnoverKerala MSME Scale Up Mission (Mission 1000)Who should check: Kerala MSMEs with Udyam registration that have run for at least three yearsSource: industry.kerala.gov.inAwaiting verification
- Capital subsidy, interest subsidy and stamp duty relief for MSMEs in Uttar PradeshUttar Pradesh MSME Promotion Policy 2022Who should check: Micro, small and medium units investing in Uttar Pradesh, new or expandingSource: invest.up.gov.inVerified 24 Oct 2026
- A choice of incentive packages for large manufacturing projectsUttar Pradesh Industrial Investment and Employment Promotion Policy 2022Who should check: Projects investing more than ₹50 crore in Uttar Pradesh. Smaller units come under the MSME policySource: invest.up.gov.inVerified 24 Oct 2026
- Interest, tax and training support for MSMEs and larger units in RajasthanRajasthan Investment Promotion Scheme 2024 (RIPS 2024)Who should check: New and expanding units in Rajasthan, with a separate MSME package for micro, small and medium units as the Government of India defines them (investment in plant and machinery up to ₹2.5 crore, ₹25 crore and ₹125 crore)Source: finance.rajasthan.gov.inVerified 24 Oct 2026
- An industrial development grant for new manufacturing MSMEs in Madhya PradeshMadhya Pradesh MSME Incentive Scheme 2025Who should check: Manufacturing micro, small and medium units in Madhya Pradesh that start commercial production on or after 24 February 2025Source: mpmsme.gov.inVerified 24 Oct 2026
- Investment promotion assistance for large and mega manufacturing units, with extra multiples for jobs, exports and priority blocksMadhya Pradesh Industrial Promotion Policy 2025 and Investment Promotion Scheme 2025Who should check: Large manufacturing units, meaning any unit above the MSME limits, in Madhya Pradesh that start commercial production on or after 24 February 2025. MSMEs come under the MSME policySource: invest.mp.gov.inVerified 24 Oct 2026
- Incentives for large, mega and ultra-mega units in HaryanaMake in Haryana Industrial Policy 2026Who should check: Large, mega and ultra-mega units in Haryana, and units in healthcare, education, tourism and hospitality, and research. MSMEs come under a separate policySource: haryanaindustries.gov.inVerified 24 Oct 2026
- Capital subsidy, interest subsidy, SGST reimbursement, export support and more for MSMEs in HaryanaHaryana Progressive MSME and Export Promotion Policy 2026Who should check: Manufacturing micro, small and medium units in Haryana, with plant and machinery up to ₹2.5 crore and turnover up to ₹10 crore (micro), ₹25 crore and ₹100 crore (small), ₹125 crore and ₹500 crore (medium)Source: msme.haryana.gov.inVerified 24 Oct 2026
- Capital subsidy, tax and duty relief for new and expanding units in PunjabPunjab Industrial and Business Development Policy 2026Who should check: New units and existing manufacturing units that expand or modernise in Punjab. In services, new units onlySource: investpunjab.gov.inVerified 24 Oct 2026
- Trade fair, loan guarantee and award support for MSMEs in PunjabPunjab MSME support under the 2026 policyWho should check: Micro, small and medium units in PunjabSource: investpunjab.gov.inVerified 24 Oct 2026
- Capital, interest and power support for new manufacturing MSMEs in West BengalBanglashree for MSMEs (West Bengal)Who should check: Micro, small and medium manufacturers in West Bengal that started commercial production between 1 April 2019 and 31 March 2025Source: wbmsmet.gov.inAwaiting verification
- Capital subsidy, SGST reimbursement and duty relief for priority and thrust sector projects in OdishaOdisha Industrial Policy Resolution 2022Who should check: Priority and thrust sector units investing in Odisha. Smaller MSMEs usually come under the MSME policy belowSource: investodisha.gov.inVerified 24 Oct 2026
- Capital subsidy, interest subsidy and duty relief for MSMEs in OdishaOdisha MSME Development Policy 2022Who should check: Micro, small and medium units in Odisha, new or expanding, with plant and machinery up to ₹50 croreSource: msme.odisha.gov.inVerified 24 Oct 2026
- Interest subsidy, SGST reimbursement or capital subsidy, cheaper land and extra incentives for new industrial units in BiharBihar Industrial Investment Promotion Package 2025Who should check: New industrial units in Bihar with an approved project cost above ₹50 lakh. Larger projects get more optionsSource: swc2.bihar.gov.inVerified 24 Oct 2026
- Up to ₹10 lakh to set up a small unit, half as a grant and half as an interest-free loanMukhyamantri Udyami Yojana (Bihar)Who should check: Residents of Bihar aged 18 to 50, at least Intermediate (10+2), ITI or polytechnic diploma pass, setting up a unit from the Department's project listSource: udyami.bihar.gov.inVerified 24 Oct 2026
- Subsidy, tax reimbursement and interest support for MSMEs and larger units in ChhattisgarhChhattisgarh Industrial Development Policy 2024-30Who should check: New and expanding manufacturing and service units in Chhattisgarh, with a separate package for micro, small and medium unitsSource: invest.cg.gov.inVerified 24 Oct 2026
- Capital subsidy, interest subsidy and duty relief for new MSMEs in UttarakhandUttarakhand MSME Policy 2023Who should check: New micro, small and medium manufacturing units in UttarakhandSource: investuttarakhand.uk.gov.inVerified 24 Oct 2026
- Capital subsidy and a hill incentive for large manufacturing projectsUttarakhand Mega Industrial and Investment Policy 2025Who should check: New and expanding manufacturers with more than ₹50 crore in plant and machinery. Smaller units come under the MSME policySource: investuttarakhand.uk.gov.inVerified 24 Oct 2026
- Collateral-free loans with up to 95 per cent guarantee cover for micro and small units in DelhiDelhi Credit Guarantee Scheme (DCGS) 2026Who should check: New and existing micro and small enterprises in Delhi, in manufacturing, services, retail or wholesale trade, and education and trainingSource: industries.delhi.gov.inVerified 24 Oct 2026